近日，旧金山Fintech创企Blend宣布已获得1亿美元D轮融资，由Greylock Partners领投，Andreessen Horowitz等机构跟投，总融资规模达到1.66亿美元。 据知情人士透露，新一轮融资后Blend的估值将达到约5亿美元。
随着技术和制度的不断发展，美国住房抵押贷款行业日趋完善，市场份额也逐渐庞大。Fannie Mae's 2015年的报告显示，住房抵押贷款占到美国人借贷总额的70%以上，总额超过25万亿美元。
本周，东南亚最大的打车软件Grab宣布将开展一项全新的以数据为核心的测试项目，合作方分别是丰田汽车集团、丰田乐天堂娱乐服务集团和Aioi Nissay Dowa 保险有限公司。根据本次合作计划，Grab会将旗下100辆丰田车辆的数据进行在线共享。这些驾驶模式数据将通过丰田的行车记录仪TransLog进行收集。而后，丰田房买你将会对数据进行分析，并根据分析结果提出相应的丰田汽车服务平台产品推销建议（比如用户定制保险、贷款计划等等）。合作各方都认为，这一项目将有助于提高和完善Grab平台司机的驾驶体验。
Mortgage technology provider Blend raised another $100 million led by Greylock
Founded in 2012 by a group of Palantir veterans, San Francisco-based Blend is simplifying the process of mortgage applications for both borrowers and lenders. Furthermore, its infrastructure is instrumental in helping underwriters at financial institutions to keep track of mortgages in process and keep them connected to their clients.
Last Thursday, the company raised another big round of funding, this time from Greylock Partners. Existing investors Emergence Capital, 8VC, Lightspeed Venture Partners and Nyca Partners all participated in the round, which brings total financing to $166 million. (Source: Techcrunch)
Dubai Financial Services Authority & the Securities and Futures Commission in Hong Kong Partner on Fintech
The Dubai Financial Services Authority (DFSA) and the Securities and Futures Commission (SFC) in Hong Kong have signed an agreement to cooperate on Fintech innovation. The two public entities said the agreement will further strengthen the efforts of both authorities to develop an innovations-friendly ecosystem and regulatory environment in their respective markets.
Under the agreement, both authorities will share information on developments and innovations in Fintech in their respective markets. The agreement also will encourage both regulators to refer innovative firms to one another’s markets and to provide them with regulatory guidance.
This specific agreement extends an existing relationship between the SFC and the DFSA with a joint commitment to maintain standards of cooperation. Both regulators are signatories to the IOSCO Multi-lateral Memorandum of Understanding (MMoU). They also entered into a bi-lateral MoU in 2008. (Source: Crowdfund Insider)
Accenture buys Canadian fintech consulting firm Verax
Accenture has acquired Verax Solutions, a Toronto-based technology and systems-integration consulting firm that serves the financial services sector in Canada. Financial terms were not disclosed.
VERAX is a privately-owned company founded in 2003 that employs around 180 people at offices in Toronto and Halifax. Its key service areas include IT strategy, enterprise architecture consulting, project and program management, financial risk and compliance solutions, as well as business intelligence and data warehousing. Serving leading banking, insurance and capital markets institutions, VERAX delivers IT consulting initiatives across the full range of financial-services lines of business, including wealth management, brokerage and mutual funds, mobile and online banking, retail and commercial banking, and insurance and capital markets. (Source: Finextra)
Mizuho Bank employs IBM Watson to fight financial crime
Mizuho Bank has selected IBM's recently announced regtech offering IBM Financial Crimes with Watson *2 that efficiently manages all financial crimes investigation efforts through streamlined research and advanced investigation techniques. The Watson-powered software, which runs on the IBM Cloud, analyzes a wide range of data sources, including retrieving various news sources and extracting data using screening technologies, that were previously done by hand.
This can efficiently verify financial crimes investigation efforts such as criminals including terrorists sneaking into the customer base. Mizuho's test will take place in Singapore, which is at the center of the growing Asian market and a country that proactively imposes anti-crime regulations and incorporates FinTech. (Source: Finextra)
Grab and Toyota Launch Data Collaboration Initiative for Connected Car Services
As the first on-demand transportation platform in Southeast Asia, Grab announced the launch of a new data-focused pilot programme with Toyota Motor Corporation, Toyota Financial Services Corporation, and Aioi Nissay Dowa Insurance Co., Ltd. this week.
As part of the initiative, Grab will share data on driving patterns from 100 Toyota cars in Grab’s fleet, captured by Toyota’s data-transmission driving recorder, TransLog. Toyota’s team will then analyse the data set and, based on this analysis, offer recommendations on how other connected car services on the Toyota Mobility Service Platform (MSPF) – such as user-based insurance, financing program, and predictive maintenance – could enhance the Grab experience for drivers on the Grab platform.(Source: Fintechnews)
Face ID Described as iPhone 8's 'Crown Jewel', Unlocking Device in 'A Few Hundred Milliseconds'
As we near the device's launch, expected in September, so-called "Face ID" has risen to the forefront of iPhone 8 rumors and is largely believed to be replacing Touch ID entirely on Apple's majorly redesigned tenth anniversary smartphone. In other words, the front-facing 3D sensor, which can capture more data points than a fingerprint scan, will be able to unlock the iPhone 8 in a "few hundred milliseconds" to give users quick access to their smartphone and quickly authenticate Apple Pay purchases. (Source:Macrumors)
Amazon Top Up Allows UK Underbanked Users To Pay With Cash
This week, Amazon has started to allow shoppers to load between ￡5 and ￡250 into their Amazon U.K. accounts in a single top-up transaction. There are no fees to use the service, and funds are available to spend on Amazon.co.uk immediately. However, the option is restricted to spending on eligible products and the service cannot be used to purchase Amazon Gift Cards.
To use the Amazon Top Up service, users need to obtain a barcode linked to their accounts via the Amazon website or mobile app, and then take it, along with the cash they want to add to their Amazon Top Up balances, to one of thousands of existing PayPoint locations in convenience shops, grocery stores and petrol stations across the U.K.The cashier will then scan the code and add the cash to their Amazon Top Up balances. The amounts added expire 10 years after loading if not spent, and loaded Amazon Top Up cash cannot be withdrawn.
The company debuted a similar service, Amazon Cash, in the U.S. in April. (Source: PYMNTS)